— Platform Methodology

Every assumption printed, every limit named

These tools are built to show you what a number depends on, not just what it is. Before you run a calculation, you should know how it was built.

/ How calculations are built

Disclosed inputs, traceable outputs

Each calculator lists its fixed assumptions at the point of entry — interest rate floor, amortization convention, inflation baseline. These are not buried in a footnote; they appear before the result.

Where the output is sensitive to an input we cannot know — your credit tier, your exact tax bracket — the result displays as a range, not a single figure. The range reflects the plausible spread, not a confidence trick.

Trade-off views are built into each tool. Changing one variable updates all dependent outputs simultaneously, so you can see what the choice actually costs in other dimensions.

+ What we cannot do

No calculator here will tell you what to do. The output is a number and its conditions — not a recommendation. When a scenario requires information specific to your financial profile, the tool says so and stops.

Honest gaps, not hidden ones

Outputs do not account for tax advice, legal structure, or personal risk tolerance. When a result crosses into territory that requires a licensed professional to interpret, the tool names that boundary explicitly.

Run the numbers with the assumptions visible